Exposure at Default

EAD is the predicted amount of loss a bank is exposed to when a debtor defaults on a loan. Banks often calculate an EAD value for each loan and then use these figures to determine their overall default risk. EAD is a dynamic number that changes as a borrower progresses through the repayment schedule of a loan.
Class

We evaluate and advise on the current performance and challenges of each financial institution.  EPA USA provides software and call center solutions to achieve the best possible outcome thereby reducing EAD.