Exposure at Default

EAD is the predicted amount of loss a bank is exposed to when a debtor defaults on a loan. Banks often calculate an EAD value for each loan and then use these figures to determine their overall default risk. EAD is a dynamic number that changes as a borrower progresses through the repayment schedule of a loan.

We evaluate and advise on the current performance and challenges of each financial institution.  EPA USA provides software and call center solutions to achieve the best possible outcome thereby reducing EAD.